Partnership Program

Since 1999, ATM Link, Inc. has been empowering numerous small ATM business owners to flourish. Our Partnership Program presents an exceptional opportunity for individuals looking to enter the industry. As our partner, you can benefit from our low-cost ATM transaction processing services. You have the choice to join us either as an Agent/IAD – Independent ATM Deployer or a Vault Cash Provider, both of which offer substantial monthly commissions.

To assist you in establishing a thriving ATM business, we provide a comprehensive range of resources and support. Our offerings include training sessions, ongoing assistance, marketing materials, contract provisions, delivery services, professional installation, programming support, technical assistance, and much more.

By becoming an ATM Link, Inc. partner, you gain access to a wealth of knowledge, expertise, and dedicated support that will enable you to build a successful enterprise. We are committed to your growth and success in the ATM industry.

Agent/IAD – Independent ATM Deployer

Whether you’re a small ATM business owner seeking to reduce processing costs or an aspiring entrepreneur looking to start your own ATM business from scratch, we are here to assist you every step of the way. Our comprehensive range of solutions is designed to meet your specific needs.

As an Agent/IAD (Independent ATM Deployer), you have the potential to earn significant income. Our partnership offers 100% surcharge on valid withdrawal surcharged transactions, along with 100% interchange on approved cash withdrawals, balance inquiries, balance transfers, and denials. These earnings are paid by networks.

The processing cost per transaction is determined by various factors, including:

  • Location coverage
  • Experience in the ATM industry or business
  • Size of existing portfolio (if applicable)
  • Total transaction history of the existing portfolio (if applicable)
  • Knowledge about ATM technicalities

To simplify the process for Agent/IADs, we have developed four ATM processing options. These options serve as a guideline for negotiating deals with merchants and can be adapted as follows:

  1. Agent/IAD’s Customer Owns ATM and Loads Cash
  2. Agent/IAD’s Customer Owns ATM and Agent/IAD Loads Cash
  3. Agent/IAD Owns ATM and Loads Cash
  4. Agent/IAD Owns ATM and Agent/IAD’s Customer Loads Cash

As an Agent/IAD, you have the flexibility to determine what you offer to your customers from your commission. If you require assistance in negotiating deals, our team is ready to support you. Each situation may vary, taking into account factors such as ATM ownership, cash loading responsibilities, and monthly transaction averages. Our commission structure for the four processing options serves as a guide, and the key is to invest and exert effort to minimize costs for your customers.

Additionally, in some cases, our Agent/IADs also act as resellers. They purchase ATMs from us, add a markup, and then resell them to their customers. This enables them to generate income from both the ATM sale and ongoing residual income from customer ATMs.

With our support and expertise, you can maximize your earnings and create a successful and profitable ATM business.

Vault Cash Provider

Becoming a Vault Cash Provider (VCP) is an excellent opportunity for individuals who have cash on hand and are looking to invest it for residual income. With a minimum starting amount of $10,000, you can participate in this program. The advantage of this option is that you don’t have to worry about purchasing a new ATM, installation costs, or any other expenses associated with ATMs. Your primary responsibility as a VCP is to load cash into the ATM and provide first-line maintenance for issues such as cash or paper misfeeds.

As part of our Four ATM Processing Options, we seek Vault Cash Providers for two specific options:


In these options, we divide the surcharge amount between the merchant and the VCP, after deducting our portion from the surcharge on valid cash withdrawal transactions (in some cases). The monthly income for VCPs depends on various factors, including:

  • Location
  • Type of business
  • ATM transaction history or anticipated ATM transactions
  • Surcharge amount

To optimize efficiency, we often offer VCPs multiple locations in the same route, allowing for cash loading services and collectively negotiating deals for all locations. We also encourage VCPs to refer us to locations where they are willing to load cash into the ATM but require our support with ATM placement.

The primary responsibility of a VCP is to maintain or increase the monthly ATM transaction average by ensuring that the ATM remains stocked with cash during business hours. This ensures a smooth customer experience and enhances revenue potential.

By participating in our VCP program, you can leverage your available cash to generate ongoing income while leaving the complexities of ATM ownership and installation to us.

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