ATM Processing Program

Choose the perfect ATM Processing Program tailored to your specific needs with our wide range of options. We partner with the trusted global payment leader, Worldpay, also known as the “Processor,” to handle your ATM transactions. With our four ATM Processing Options, you have the flexibility to select the one that aligns best with your ATM processing requirements.

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OPTION 1
MERCHANT OWNS THE ATM &
LOADS THE CASH
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OPTION 2
MERCHANT OWNS THE ATM &
ATM LINK LOADS THE CASH
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OPTION 3
ATM LINK OWNS THE ATM &
LOADS THE CASH
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OPTION 4
ATM LINK OWNS THE ATM &
MERCHANT LOADS THE CASH

OPTION 1 – MERCHANT OWNS THE ATM & LOADS THE CASH

If you, as a merchant, already own an ATM or have purchased a new one and handle the replenishment yourself, you have the opportunity to maximize your income. With this arrangement, you receive the full surcharge amount for each valid withdrawal surcharged transaction, as well as 100% of the interchange on various ATM transactions, including cash withdrawals, balance inquiries, denials, and transfers. The interchange is passed on to us by our trusted Processor and Electronic Funds Transfer networks (such as VISA and MasterCard), and we, in turn, pass it on to you in its entirety. You might wonder how we generate revenue in this setup. The answer lies in the “Processing Cost.” We charge a processing cost per transaction, which is determined based on your monthly total transactions. Rest assured, our processing cost is as low as 10 cents per transaction.

OPTION 2 – MERCHANT OWNS THE ATM & ATM LINK LOADS THE CASH

This particular option provides a significant relief by taking on the most burdensome task for you: ATM replenishment. We handle this responsibility through dependable armored companies or reputable independent Vault Cash Providers (VCPs). The best part is, you don’t have to sacrifice a substantial portion of your monthly commission. With this processing option, you still receive the surcharge amount from withdrawal transactions. However, we deduct a Cash Loading Service Fee from the surcharge, which is determined based on your monthly withdrawal transactions. Learn more about ATM Cash Loading Services.

OPTION 3 – ATM LINK OWNS THE ATM & LOADS THE CASH

This option, known as the “Turnkey Solution,” offers you a comprehensive service package. We not only provide you with a free ATM placed at your location but also take care of the replenishment process. ATM replenishment is carried out by reliable armored companies or trusted independent Vault Cash Providers (VCPs). In this processing option, you, the merchant, are referred to as the “Lessor.” You receive the surcharge from withdrawal transactions, and from this surcharge, we deduct a cash Loading service fee based on your monthly withdrawal transactions. This fee is slightly higher than in option 2 since we provide you with a full-service experience. As the ATM belongs to us, we assume the responsibility and cost of repairing or replacing any part of the ATM, as well as upgrading it to ensure compliance with current laws and regulations. Learn more about our Free ATM Placement Program.

OPTION 4 – ATM LINK OWNS THE ATM & MERCHANT LOADS THE CASH

In this option, we supply you with an ATM selected based on your transaction history, anticipated monthly transactions, and the nature of your business. However, you are responsible for replenishing the ATM yourself. In this processing option, you, the merchant, are referred to as the “Lessor.” You receive 100% of the surcharge for each valid withdrawal surcharged transaction, as well as 100% of the interchange for various ATM transactions, including cash withdrawals, balance inquiries, denials, and transfers. The interchange is passed on to us from our Processor and Electronic Funds Transfer networks such as VISA and MasterCard, and we, in turn, pass it on to you in full. Now, you may be wondering how we generate revenue. The answer lies in the “Processing Cost.” We charge you a processing cost for each transaction initiated at the ATM, which is determined based on your monthly total transactions. With this processing option, you can be relieved of the expenses associated with repairing or replacing any part of the ATM, replacing the entire ATM, or upgrading the ATM to comply with current regulations.

Switch to ATM Link & GET FREE

Switch to ATM Link & GET FREE
Delivery, De-Installation, & Installation
Programming & Training
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Window Signs
24/7 Online Transaction Reporting
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