Our ATM Processing Program gives you a wide range of options to choose what best fits your ATM needs. We process ATM transaction through a trusted leader in global payment, Worldpay; generally referred as “Processor.” We offer four ATM Processing Options to you, so you can choose the one that best fits your ATM Processing needs.
OPTION 1 – MERCHANT OWNS THE ATM & LOADS THE CASH
If you “Merchant” already own the ATM or you purchase new ATM and replenish it yourself; you can make maximum income. You receive 100% Surcharge per valid withdrawal surcharged transaction and 100% Interchange on the following ATM transactions: (i) valid cash withdrawals; (ii) balance inquiries; (iii) denials; and (iv) transfers. This Interchange is passed on to us from our Processor and from Electronic Funds Transfer networks (e.g., VISA and MasterCard) and we pass-on it to you 100%. Now the question arises how we make money? So, the answer is “the Processing Cost”. We charge you processing cost on each transaction initiated at the ATM. The processing cost is based on your monthly total transactions and it is as low as 10 cents per transaction.
OPTION 2 – MERCHANT OWNS THE ATM & ATM LINK LOADS THE CASH
This is the option where we take over the biggest pain off your shoulders; we take the responsibility of replenishing your ATM. This replenishment is done through reliable armored companies or trustworthy independent Vault Cash Providers (VCP). However, you do not have to compromise much of your monthly commission. In this processing option, you only receive the surcharge on the withdrawal transactions and out of the surcharge, we deduct a Cash Loading Service Fee based on your monthly withdrawal transactions. Learn more about ATM Cash Loading Services.
OPTION 3 – ATM LINK OWNS THE ATM & LOADS THE CASH
This option is also referred to as “Turnkey Solution,” in which we provide you a full service; we place an ATM at your location at no cost and we replenish it for you as well. ATM replenishment is done through reliable armored companies or trustworthy independent Vault Cash Providers (VCP). Merchant is referred to as “Lessor” in this processing option. You receive the surcharge on the withdrawal transactions and out of the surcharge, we deduct a cash Loading service fee based on your monthly withdrawal transactions, which is slightly more than option 2 since we provide full service to you. Since ATM belongs to us, we bear the cost of repairing or replacing any part of the ATM or replacing the entire ATM or upgrading the ATM to make it compatible with current laws and regulations. Learn more about our Free ATM Placement Program.
OPTION 4 – ATM LINK OWNS THE ATM & MERCHANT LOADS THE CASH
In this option, we provide you with an ATM of our choice based on your transaction history or anticipated monthly transactions and type of your business; however, you replenish the ATM yourself. Merchant is referred to as “Lessor” in this processing option. You receive 100% Surcharge per valid withdrawal surcharged transaction and 100% Interchange on the following ATM transactions: (i) valid cash withdrawals; (ii) balance inquiries; (iii) denials; and (iv) transfers. This Interchange is passed on to us from our Processor and from Electronic Funds Transfer networks (e.g., VISA and MasterCard) and we pass-on it to you 100%. Now the question arises how we make money? So, the answer is “the Processing Cost”. We charge you processing cost on each transaction initiated at the ATM. The processing cost is based on your monthly total transactions. In this processing option, you will have a relief from the cost of repair & replacement of any part of the ATM or replacement of the entire ATM or an ATM upgrade required to make it compatible to current commandments.
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